How does private practice affect my existing NHS indemnity coverage?

Stepping into the realm of private practice can seem like a bold adventure for those accustomed to the structure of the NHS. One of the pressing queries many NHS GPs face is whether their existing NHS indemnity can stretch to cover their private GP work. Let’s unravel this concern with a closer look at how indemnity functions in a private healthcare setting.

Understanding NHS Indemnity Limitations

NHS indemnity is designed specifically to shield practitioners against claims arising from services provided under an NHS contract. This means activities that fall outside this scope, like private practice, typically require separate indemnity arrangements. Simply put, NHS indemnity won't cover you when seeing private patients.

Why Private Practitioners Need Separate Indemnity

Imagine the financial and reputational repercussions of a claim without the safety net of indemnity. Private GPs should secure additional cover that addresses the specific risks and liabilities associated with their practice. This separate indemnity acts as a vital safeguard, ensuring peace of mind when delivering private services.

"As a GP venturing into private practice, I quickly realised that additional indemnity wasn't just a legal requirement, but a personal reassurance."

Modifying Your Indemnity for Private Practice

For most GPs stepping into private work, modifying their existing cover or securing a new policy through a medical defence organisation is the way forward. These organisations offer tailored solutions, often advising on the best cover for mixed practice scenarios. Start by reaching out to your current indemnity provider to discuss your shift into private healthcare and ensure your practice remains compliant and protected.

Essential Considerations

When negotiating indemnity cover, consider the type and scope of services you'll offer, as well as the number of hours you intend to dedicate to private patients. This helps in accurately assessing the level of coverage required.

Also, becoming familiar with systems like EMIS Web and Hero Health can enhance your private practice. These systems facilitate smooth patient management and care delivery, integrating seamlessly with your practice to uphold high standards of care.

In navigating the exciting transition to private practice, it's crucial to ensure that you're fully equipped with the right knowledge and structures, including appropriate indemnity coverage, to protect both you and your patients.